A tradition of quality in agency and underwriting services
Innovating Surety Insurance
For more than 30 years, Cumberland Surety has provided insurance agency and underwriting services for customers in critical industries requiring specialty surety bonds.
We provide exclusive access to highly-rated, licensed paper in markets where capacity is often challenging to find, with a focus on natural resources, including mining, oil and gas, renewables, and other niche industries.
Cumberland’s team has more than 75 years of combined experience and works closely with our affiliate company, Newbridge Services, to provide “boots on the ground” underwriting and claims mitigation services to insurance carriers.
We also handle a broad book of standard surety business representing several “A” rated national sureties.
We provide exclusive access to highly-rated, licensed paper in markets where capacity is often challenging to find, with a focus on natural resources, including mining, oil and gas, renewables, and other niche industries.
Cumberland’s team has more than 75 years of combined experience and works closely with our affiliate company, Newbridge Services, to provide “boots on the ground” underwriting and claims mitigation services to insurance carriers.
We also handle a broad book of standard surety business representing several “A” rated national sureties.
Industries Served
Precious Metals
Critical Minerals
Soft-rock Mining
Oil & Gas
Renewable Energy
Niche
A unique approach to Surety utilizing asset-based underwriting to look beyond traditional financials.
Our Team
William H. M. Patterson
President
William "B" Patterson has been with Cumberland Surety since 1989. He expertly guides accounts through the submission process and provides ongoing account management. B specializes in managing Cumberland's energy accounts and collaborates with a network of independent insurance agencies.
Additionally, B works closely with Newbridge Services field personnel, coordinating inspections, supporting active construction, and consulting projects.
Steve Hohmann
Vice President of Regulatory Affairs
Steve Hohmann is a highly regarded mining regulatory specialist who serves as a government liaison for Cumberland Surety. With over 30 years of experience in Kentucky state government, Steve previously held the position of Commissioner for the Kentucky Department for Natural Resources.
Before his tenure with the state, Steve worked with a small coal-mining firm in southeastern Kentucky. He then joined the Department of Natural Resources, where he eventually became the Director of the Division of Abandoned Mine Lands, a role he held until his appointment as Commissioner in 2012.
Keith Smith
Vice President of Field Operations
Keith Smith brings nearly 36 years of comprehensive experience in the mining industry, including hands-on mining operations and a deep background in the permitting, inspection, and enforcement divisions of Kentucky's mining regulatory program.
Thanks to his unique skill set, Keith conducts essential on-site risk analyses for the reclamation bonding programs managed by Cumberland Surety. Keith also plays a key role in coordinating the efforts of Newbridge Services field representatives.
Affiliates
Newbridge Services, Inc. is a leading provider of on-the-ground risk evaluation, market trend analysis and loss mitigation strategy formulation for the mining reclamation industry.
Cobalt Specialty offers access to specialized surety bond solutions tailored to the specific needs of clients in mining, oil and gas renewables, and other niche industries. We provide exclusive access to highly-rated, licensed Canadian paper in an industry segment where capacity is often insufficient to support the needs of Canadian businesses.
Indemnity National is an admitted and US Treasury listed property and casualty insurance carrier operating since 2005 offering customized surety bonding and umbrella/excess liability products.
Contact Us
Should you want to submit a surety submission, please click here to submit an email.
Alternatively, you can reach out by phone at 800.767.8622
Alternatively, you can reach out by phone at 800.767.8622