A tradition of quality in agency and underwriting services

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For more than 30 years, Cumberland Surety has provided insurance agency and underwriting services for reclamation risks and other categories of surety bonds.

Cumberland works closely with NewBridge Reclamation to provide underwriting and claims mitigation services to insurance carriers.

Cumberland also handles a broad book of standard surety business representing several “A” rated national sureties.

Cumberland’s team has more than 75 years of combined experience across the spectrum of surety reclamation including on-the-ground mining and regulatory.



William H. M. Patterson


William “B” Patterson has been with Cumberland Surety since 1989. He is Cumberland’s most experienced surety underwriter. “B” guides accounts through the submission process, and provides on-going account management.

“B” deals directly with Cumberland’s energy accounts, as well as working with the company’s network of independent insurance agencies. “B” also works closely with NewBridge Reclamation’s field personnel on inspection coordination as well as active construction/consulting projects.

Steve Hohmann

Vice-President – Regulatory Affairs

Steve Hohmann is a respected mining regulatory specialist who acts as government liaison for Cumberland Surety. Previously, Steve was Commissioner for the Kentucky Department for Natural Resources and spent more than 30 years in Kentucky state government.

After working with a small coal-mining firm in southeastern Kentucky, Steve moved to the Department of Natural Resources. Steve became director of the Division of Abandoned Mine Lands. He held that position until being appointed Commissioner of the Department in 2012.

Keith Smith

Vice President – Field Operations

Keith Smith has nearly 36 years of all-around experience in the mining industry. That includes hands-on experience mining experience and an extensive history in the permitting and inspection/enforcement divisions of the Kentucky mining regulatory program.

As a result of Keith’s unique skill set, he performs required on-ground risk analyses in support of the reclamation bonding programs administered by Cumberland Surety. Keith also aids in the coordination of NewBridge Reclamation field representatives.

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